I have been watching news lately and wondering where I went wrong. First the banks get bailed out and get to make millions and billions in subsequent profits.

I have seen where people who jumped at the chance to get first, second and even third-mortgage loans on homes worth half that much, are now being considered for getting their mortgage cut by Bank of America, and now also by the government.

Granted, the housing market collapsed and I know two main reasons why. First, banks got greedy and made loans they knew were going to be bad.  Please don’t even comment on how I know this because I was in a job where I got to watch it happen first-hand.

Then all of those people who got loans on homes because it WAS so easy, to the point where they had mortgages up to 100% of the value of their homes - yes, homes, plural. I saw people get multiple loans at the same time. I wonder where THAT money went. As I said, I saw this first-hand.

I know there are those who tried to stay the course, keep one mortgage and then the housing market caused their home values crash or there was a family crisis happen. I have all of the sympathy for them and hope they do get help.

But to my question: Where is my help?

I had to leave a job in a bank because of what I considered unethical and border-line illegal working conditions. So, almost 3 years ago I left a good paying job and haven’t found work since. Yes, I KNOW it was my choice, but please let me continue.

So, as a result of my choice, no unemployment checks, even though the working conditions warranted my leaving and subsequently, I would have had to leave anyway because the bank folded, actually more like imploded and every reason I left was substantiated.

We bought a house in 1997 and have one mortgage on it, no second mortgage although at times it was very tempting.

So, even though I played by the book - kept one mortgage and kept all payments current, never drew money from any government agency because I left the job and wasn’t fired - I have NO recourse now.

Because I was stupid about sticking to my ethics and principles, no assistance from the government. Instead, I get to pay the taxes.

But the guy who is 2 payments behind and his house mortgage loan total is more than 20% of it’s value, is going to get bailed out by having his mortgage cut just so banks do not have to deal with foreclosures.

Regardless of his income.

So, my question is where is my help? Do I really want help? No. But it would have been nice if someone at least would have said, ”I am sorry I have to force you to divide your money to help others”. Like that is going to happen.

At least I have a choice which charity I can donate to, but I am waiting for the day that choice to be gone.

Maybe it’s just me, but I think there’s usually a step between brainstorming and announcing a decision.  Unfortunately, that doesn’t seem to be the case with President Obama.

On Feb. 8, Katie Couric asked Barack Obama straight out: “Have you ruled out trying confessed 9/11 mastermind  Kalid Sheik Mohammad in New York City?” To which Obama replied:

I have not ruled it out,  but I think it’s important for us to take into account the practical, logistical issues involved. I mean, if you’ve got a city that’s saying no, and a police department that’s saying no, and a mayor that’s saying no, that makes it difficult.

Gee, you think?  I would have thought that consulting with the New York City officials, police department, and mayor would have been done before making the decision to plant a terrorist magnet in their midst, just a short distance from the former World Trade Center, not to mention giving him all the rights and comforts that he denied almost 3,000 innocent people on that terrible day in 2001.

This is what happens when somebody’s first ever executive experience is the Presidency of the United States. As pointed out during the primaries, the White House is no place for on-the-job training.

So the President has proposed a $15 billion cut, in the name of being “fiscally responsible.” Color me unimpressed.

The CBO says that the deficit next year will be $1.35 trillion, or about 1000 times more than these cuts. That’s not the budget, that’s the deficit. So “fiscally responsible” means cutting the deficit by 0.1%. This summer, the family’s having a get together in Long Beach, about 200 miles away. To put the cuts in perspective, 0.1% of the trip barely gets me to the end of the block.

Let me just say that the President is an idiot. I come to this conclusion because he clearly thinks that I’m dumb enough to think that this is fiscal responsibility.

The Ft. Hood tragedy appears at this point to have been a coordinated attack by ranking officers on a US military base. Until more facts come out, that’s about all I’m willing to say about that.

But then President Obama — at a press conference on the atrocity at Ft. Hood — goes on for just over two minutes, praising how well a Native American conference was going and giving shout outs (”I hear that Dr. Joe Medicine Crow was around, so I want to give a shoutout to that Congressional Medal of Honour winner. Good to see you”) before even addressing the Ft. Hood shootings.

I was willing to give him the benefit of the doubt when I first heard about this. But then I watched it…and good gravy, the man has no tact and is completely tone deaf.